How to check if someone is using my identity?
It’s important to ensure your personal data and account information are protected as criminals can profit and use it for their own personal gain. There were around 1,387,615 cases of identity theft in 2020 with stolen data leading to identity theft, criminals opening accounts in your name and access to sensitive information such as banking details.
Here are five ways to check if someone is using your identity:
1: Check your bank statement where you can see if there are any withdrawals from your bank account that you can't explain.
2: Check if you are still getting bills and other mail- if not it is likely that someone is using your identity.
3: Call up merchants to see if they refuse your checks.
4: Debt collectors call you about debts that aren't yours.
5: Look to see if there are any unfamiliar accounts or charges on your credit report.
Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance. An identity thief can file a tax refund in your name and get your refund. In some extreme cases, a thief might even give your name to the police during an arrest.
If you have been a victim of identity theft it is important to take action as quickly as possible. It can help to contact Action Fraud to report the crime, as well as your bank, credit card company, and postal service
You can protect your data’s future within a few clicks by using Ydentity where you can receive alerts every time your personal data is misused online.